Licensed money lender · KPKTServing Selangor & Kuala Lumpur
What we offer

Our services

Responsible Lending, Real Solutions

Personal Loans for Employees

Flexible loan options designed for full-time salaried workers in Selangor and Kuala Lumpur, with transparent assessment and repayment terms.

Debt Consolidation

Streamline multiple debts into a single, manageable monthly payment—subject to eligibility and careful financial review.

Emergency Expense Financing

For unexpected costs such as medical bills or urgent repairs, we help you explore suitable loan solutions in a responsible, compliant manner.

Eligibility

Who can apply

  • Malaysian citizen aged 21–60
  • Currently employed in Selangor or Kuala Lumpur
  • Minimum income RM2,000/month
  • Latest 3 months’ payslips required
  • Valid Malaysian IC (front)

Not sure?

Submit your details — our local team will review your eligibility and get back to you.

Start Your Application

Apply online today

Discover your options with a quick, obligation-free enquiry. Our team will guide you every step of the way—confidentially and professionally.

No obligation 100% confidential Licensed lenders
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Required loan disclosures

Representative example & loan terms

Representative exampleRM 10,000 over 36 months · 8.0% p.a.

Approx. RM 313/month · total repayable RM 11,268 (incl. fees). Representative APR 8.0%.

Repayment terms3 – 60 months

Minimum repayment period is over 60 days — this is a longer-term personal loan, not a short-term or payday loan.

Fees & chargesFully disclosed before you sign

No upfront fees. Every charge is shown in your loan agreement.

LicensingKPKT WL4729/10/01-11/081026 · SSM 200001016954 (519561-V)

Licensed money lender under the Moneylenders Act 1951. All loans are subject to eligibility, assessment and approval.

Figures are an illustrative representative example, not an offer or quote. Your actual loan amount, interest rate and repayment term are determined after assessment and are subject to approval.

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